Tax & Salary
Last updated: May 2026 · 20 tools in this category — no signup required
Indian tax and salary calculators updated for FY 2025-26 with the latest Union Budget changes. Compare old vs new tax regime, calculate HRA exemptions, compute TDS, estimate EPF contributions, and plan NPS investments. Covers income tax for salaried individuals, freelancers, and businesses with state-wise professional tax rates.
All Tax & Salary (20 Tools)
HRA Exemption Calculator
Calculate HRA exemption for income tax under Section 10(13A)
EPF Calculator
Calculate Employee Provident Fund maturity amount and interest
NPS Calculator
Calculate National Pension System returns and pension amount
TDS Calculator
Calculate Tax Deducted at Source for salary, rent, interest & more
Stamp Duty Calculator
Calculate stamp duty and registration charges state-wise in India
Rent Receipt Generator
Generate rent receipts for HRA tax exemption claims
Salary Hike Calculator
Calculate new salary after percentage hike during appraisal
Electricity Bill Calculator
Calculate monthly electricity bill based on units consumed and state tariff
Gold Price Calculator
Calculate gold value based on weight, purity (karat) and current price
8th Pay Commission Calculator
Calculate expected salary under 8th Pay Commission with fitment factor, HRA and allowances comparison
Crypto Tax Calculator
Calculate 30% crypto tax under Section 115BBH plus 1% TDS, surcharge and cess for FY 2025-26
Capital Gains Tax Calculator
Calculate STCG and LTCG tax for stocks, mutual funds, property and gold with post-Budget 2024 rates (FY 2025-26)
Old vs New Tax Regime Comparator
Side-by-side comparison of Old vs New tax regime for FY 2025-26 with all deductions, surcharge and cess to find the rupee-level winner
TDS on Rent Calculator (194IB)
Calculate TDS on rent under Section 194IB at 2% rate for tenants paying above ₹50,000/month with annual deduction, threshold and PAN-less rate handling
State Road Tax / Vehicle Registration Calculator
Calculate state-wise road tax for new car registration with verified rates for 21 Indian states and UTs including Maharashtra, Karnataka, Delhi, Tamil Nadu, Gujarat, UP and EV exemptions
Section 54 / 54F Capital Gains Exemption Calculator
Calculate LTCG tax exemption under Section 54 (residential property) and 54F (other assets) with ₹10 crore cap and post-Budget 2024 rates
Professional Tax Calculator (State-Wise)
State-wise professional tax slab calculator for 17 Indian states (Maharashtra, Karnataka, WB, Gujarat, AP, Telangana, etc.) with women exemption and February top-up rules
MSME / Udyam Registration Eligibility Checker
Check if your business qualifies as Micro/Small/Medium enterprise under current and Budget 2025 proposed thresholds for Udyam registration benefits
Bank Holidays 2026 Calendar (RBI)
Complete RBI-notified bank holiday calendar for 2026 with national vs regional classification, search filter and weekend rules (2nd & 4th Saturday)
HRA vs Section 80GG Comparison Calculator
Compare Section 10(13A) HRA exemption vs Section 80GG deduction for renters: salaried with HRA vs self-employed/no-HRA with metro/non-metro classification
What are Tax & Salary?
Tax and salary tools on SabTools.in compute income tax under old and new regimes, break down CTC into take-home, calculate TDS, estimate HRA exemption, project EPF and NPS corpus, and estimate stamp duty for property transactions — using the exact slab rates, exemption limits, and deduction rules in effect for the current Indian financial year. Every tool is updated within a few weeks of Union Budget announcements, so the numbers reflect the most recent changes published by the Income Tax Department. These are planning tools — the final tax computation on your ITR will match these outputs to the rupee when you enter the same inputs.
Key Features & Capabilities
Current-year slabs and limits
Income tax slabs, standard deduction, 87A rebate ceiling, 80C cap, 80D limits, HRA cities, and NPS additional deduction all reflect the FY in effect. Both FY 2024-25 (returns filed in 2025) and FY 2025-26 (returns to be filed in 2026) are supported side by side.
Old vs New regime side by side
Every income tax calculator runs both regimes in parallel and highlights the lower-tax option with the exact rupee difference. No need to run the numbers twice.
CTC breakdown to take-home
The Salary Calculator decomposes CTC into basic, HRA, special allowance, EPF, professional tax (state-specific), and income tax — producing the actual in-hand monthly amount employees see in their bank.
State-wise stamp duty
Stamp duty and registration charges vary by state and by buyer gender (several states offer women-buyer concessions). The Stamp Duty Calculator supports all 28 states and 8 union territories with current rates.
Common Use Cases
Choosing the tax regime before declaring to HR
Most employers ask you to declare old vs new regime at the start of each financial year. Run your expected income, 80C investments, HRA, and home loan interest through the Income Tax Calculator — it will tell you which regime saves you more for the full year, not just the current pay cycle.
Understanding where your CTC actually goes
A ₹15 lakh CTC rarely means ₹15 lakh in your bank. The Salary Calculator shows the 12% employer EPF contribution that sits in CTC but never hits your salary account, the income tax withheld monthly, the professional tax deducted by your state, and the actual take-home. For most employees, take-home is 65-75% of CTC.
Claiming HRA exemption correctly
HRA exemption is the minimum of three numbers: actual HRA received, rent paid minus 10% of basic, and 50% of basic (for metros) or 40% (for non-metros). The HRA Calculator runs all three and gives you the maximum legitimate exemption. Pair with the Rent Receipt Generator to produce the documentation HR will ask for.
Budgeting for a property purchase
Stamp duty and registration can add 6-8% to the property cost in most states. The Stamp Duty Calculator shows the exact amount for your state, factoring in the female-buyer concession where applicable. Combine with the Home Loan EMI Calculator to see total monthly outflow including stamp-duty EMI reimbursement if you finance it.
How to Choose the Right Tool
If you are a salaried employee during investment declaration: Income Tax Calculator (both regimes) → HRA Calculator → Salary Calculator for take-home. If you are filing your ITR: Income Tax Calculator to verify the amount your CA or TDS deductor computed. If you are buying property: Stamp Duty Calculator + Home Loan Calculator + Property Capital Gains Tax Calculator (for the seller side). If you are planning for retirement: NPS Calculator + EPF Calculator + PPF Calculator together, to see the total retirement corpus.
Tax & Salary Built for India
Indian tax is layered: central income tax under the IT Act, a small professional tax levied by state governments (varies from ₹200 to ₹2,500 per year depending on state), state stamp duty on property transactions, and GST on most goods and services. None of these are abstractly 'Indian tax' — they each have their own rules, slab structures, and exemptions. Our tools handle the central income tax (old and new regimes), the salary-side professional tax deduction, stamp duty at state granularity, and the GST slab structure published by the GST Council for business invoicing. If your situation needs state-specific guidance (Maharashtra professional tax brackets, for example), the salary calculator defaults to that state when selected.
Who Uses These Tax & Salary?
Salaried employees estimating take-home pay, CAs advising clients on tax regime selection, HR professionals processing payroll, and freelancers calculating advance tax payments.
Why Use Tax & Salary on SabTools.in?
Updated with the latest Union Budget changes and tax slabs. Compare both tax regimes side by side. Includes state-wise professional tax and all Section 80C/80D deductions.
Popular Tools in This Category
- HRA Exemption Calculator — Calculate HRA exemption for income tax under Section 10(13A)
- EPF Calculator — Calculate Employee Provident Fund maturity amount and interest
- NPS Calculator — Calculate National Pension System returns and pension amount
- TDS Calculator — Calculate Tax Deducted at Source for salary, rent, interest & more
- Stamp Duty Calculator — Calculate stamp duty and registration charges state-wise in India
- Rent Receipt Generator — Generate rent receipts for HRA tax exemption claims
- Salary Hike Calculator — Calculate new salary after percentage hike during appraisal
- Electricity Bill Calculator — Calculate monthly electricity bill based on units consumed and state tariff
...and 12 more tools. Explore all 20 tax & salary above.
Frequently Asked Questions
Does the calculator include the 4% Health & Education Cess?
When does the 87A rebate apply?
How does the tool handle 80D medical insurance deduction for senior citizen parents?
My HR showed me a different take-home than the Salary Calculator — why?
Are these numbers good enough to file an actual ITR with?
Are FY 2025-26 / AY 2026-27 changes already reflected in the calculator?
Why does my employer's TDS sheet show different deductions than this calculator?
Does the calculator handle freelance and consultant income correctly?
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