NPS vs PPF Comparison Calculator
Compare NPS and PPF returns side by side. Find which retirement scheme gives better post-tax returns for you.
Disclaimer
NPS returns are market-linked. Rate shown is an assumption for illustration. Actual returns may vary. Check pfrda.org.in
About NPS vs PPF Comparison Calculator
The National Pension System (NPS) is a government-sponsored retirement savings scheme offering market-linked returns. Compare NPS and PPF returns side by side.
NPS offers tax benefits up to Rs 2 lakh: Rs 1.5 lakh under Section 80CCD(1) within 80C limit, plus additional Rs 50,000 under Section 80CCD(1B). Employer contribution up to 14% of basic is deductible under 80CCD(2).
At maturity (age 60), 60% of the corpus can be withdrawn tax-free and 40% must be used to purchase an annuity for monthly pension. Use this calculator to plan your NPS investments.
How to use NPS vs PPF Comparison Calculator?
- Enter the required values in the input fields above
- The results will be calculated automatically in real-time
- Adjust values to compare different scenarios
- Share or bookmark for future reference
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- 100% free โ no signup, no limits, no hidden fees
- Lightning fast โ runs instantly in your browser
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Also try our full NPS Calculator with all features and options.
Frequently Asked Questions
What is NPS vs PPF Comparison Calculator?
NPS vs PPF Comparison Calculator is a free online tool on SabTools.in. Compare NPS and PPF returns side by side. Find which retirement scheme gives better post-tax returns for you. It runs entirely in your browser with no signup required.
Is NPS vs PPF Comparison Calculator free?
Yes, this tool is 100% free with no limits. No registration, no hidden charges. Use it as many times as you want.
Is my data safe?
Absolutely. All calculations happen in your browser. No data is sent to any server. Your privacy is fully protected.
Can I use this on mobile?
Yes, this tool works perfectly on mobile phones, tablets and desktop computers. It is fully responsive and optimized for all screen sizes.
How accurate is this calculator?
This calculator uses standard financial formulas and is highly accurate. However, actual results may vary slightly based on specific bank terms, policies and rounding methods.