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SWP Calculator
Calculate Systematic Withdrawal Plan - how long your corpus lasts with monthly withdrawals
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₹50,00,000
1L5Cr
₹30,000
1K5L
10%
1%20%
Corpus Lasts For
50+ Years
Total Withdrawn
₹1,80,00,000
Final Balance
₹20,71,17,893
Sustainable Withdrawal
Your monthly withdrawal (₹30,000) is less than monthly returns (₹41,667). Your corpus will keep growing!
Withdrawal Schedule
| Month | Growth | Total Withdrawn | Balance |
|---|---|---|---|
| Month 1 | ₹41,667 | ₹30,000 | ₹50,11,667 |
| Month 2 | ₹41,764 | ₹60,000 | ₹50,23,431 |
| Month 3 | ₹41,862 | ₹90,000 | ₹50,35,292 |
| Month 4 | ₹41,961 | ₹1,20,000 | ₹50,47,253 |
| Month 5 | ₹42,060 | ₹1,50,000 | ₹50,59,314 |
| Month 6 | ₹42,161 | ₹1,80,000 | ₹50,71,475 |
| Month 7 | ₹42,262 | ₹2,10,000 | ₹50,83,737 |
| Month 8 | ₹42,364 | ₹2,40,000 | ₹50,96,101 |
| Month 9 | ₹42,468 | ₹2,70,000 | ₹51,08,569 |
| Month 10 | ₹42,571 | ₹3,00,000 | ₹51,21,140 |
| Month 11 | ₹42,676 | ₹3,30,000 | ₹51,33,816 |
| Month 12 | ₹42,782 | ₹3,60,000 | ₹51,46,598 |
| Year 2 | ₹44,120 | ₹7,20,000 | ₹53,08,547 |
| Year 3 | ₹45,599 | ₹10,80,000 | ₹54,87,455 |
| Year 4 | ₹47,232 | ₹14,40,000 | ₹56,85,096 |
| Year 5 | ₹49,037 | ₹18,00,000 | ₹59,03,433 |
| Year 6 | ₹51,030 | ₹21,60,000 | ₹61,44,632 |
| Year 7 | ₹53,232 | ₹25,20,000 | ₹64,11,088 |
| Year 8 | ₹55,665 | ₹28,80,000 | ₹67,05,446 |
| Year 9 | ₹58,352 | ₹32,40,000 | ₹70,30,627 |
| Year 10 | ₹61,321 | ₹36,00,000 | ₹73,89,858 |
| Year 11 | ₹64,601 | ₹39,60,000 | ₹77,86,706 |
| Year 12 | ₹68,224 | ₹43,20,000 | ₹82,25,109 |
| Year 13 | ₹72,227 | ₹46,80,000 | ₹87,09,418 |
| Year 14 | ₹76,648 | ₹50,40,000 | ₹92,44,441 |
| Year 15 | ₹81,533 | ₹54,00,000 | ₹98,35,487 |
| Year 16 | ₹86,929 | ₹57,60,000 | ₹1,04,88,424 |
| Year 17 | ₹92,890 | ₹61,20,000 | ₹1,12,09,732 |
| Year 18 | ₹99,476 | ₹64,80,000 | ₹1,20,06,571 |
| Year 19 | ₹1,06,751 | ₹68,40,000 | ₹1,28,86,849 |
| Year 20 | ₹1,14,788 | ₹72,00,000 | ₹1,38,59,303 |
| Year 21 | ₹1,23,666 | ₹75,60,000 | ₹1,49,33,586 |
| Year 22 | ₹1,33,474 | ₹79,20,000 | ₹1,61,20,361 |
| Year 23 | ₹1,44,309 | ₹82,80,000 | ₹1,74,31,406 |
| Year 24 | ₹1,56,279 | ₹86,40,000 | ₹1,88,79,735 |
| Year 25 | ₹1,69,502 | ₹90,00,000 | ₹2,04,79,723 |
| Year 26 | ₹1,84,110 | ₹93,60,000 | ₹2,22,47,251 |
| Year 27 | ₹2,00,247 | ₹97,20,000 | ₹2,41,99,861 |
| Year 28 | ₹2,18,074 | ₹1,00,80,000 | ₹2,63,56,936 |
| Year 29 | ₹2,37,768 | ₹1,04,40,000 | ₹2,87,39,885 |
| Year 30 | ₹2,59,524 | ₹1,08,00,000 | ₹3,13,72,359 |
| Year 31 | ₹2,83,558 | ₹1,11,60,000 | ₹3,42,80,488 |
| Year 32 | ₹3,10,109 | ₹1,15,20,000 | ₹3,74,93,136 |
| Year 33 | ₹3,39,440 | ₹1,18,80,000 | ₹4,10,42,190 |
| Year 34 | ₹3,71,842 | ₹1,22,40,000 | ₹4,49,62,877 |
| Year 35 | ₹4,07,637 | ₹1,26,00,000 | ₹4,92,94,111 |
| Year 36 | ₹4,47,181 | ₹1,29,60,000 | ₹5,40,78,881 |
| Year 37 | ₹4,90,865 | ₹1,33,20,000 | ₹5,93,64,680 |
| Year 38 | ₹5,39,124 | ₹1,36,80,000 | ₹6,52,03,970 |
| Year 39 | ₹5,92,436 | ₹1,40,40,000 | ₹7,16,54,711 |
| Year 40 | ₹6,51,330 | ₹1,44,00,000 | ₹7,87,80,928 |
| Year 41 | ₹7,16,391 | ₹1,47,60,000 | ₹8,66,53,354 |
| Year 42 | ₹7,88,266 | ₹1,51,20,000 | ₹9,53,50,126 |
| Year 43 | ₹8,67,666 | ₹1,54,80,000 | ₹10,49,57,563 |
| Year 44 | ₹9,55,380 | ₹1,58,40,000 | ₹11,55,71,024 |
| Year 45 | ₹10,52,280 | ₹1,62,00,000 | ₹12,72,95,853 |
| Year 46 | ₹11,59,326 | ₹1,65,60,000 | ₹14,02,48,426 |
| Year 47 | ₹12,77,581 | ₹1,69,20,000 | ₹15,45,57,301 |
| Year 48 | ₹14,08,219 | ₹1,72,80,000 | ₹17,03,64,503 |
| Year 49 | ₹15,52,537 | ₹1,76,40,000 | ₹18,78,26,926 |
| Year 50 | ₹17,11,966 | ₹1,80,00,000 | ₹20,71,17,893 |
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About SWP Calculator
SWP Calculator is a free online tool available on SabTools.in. Calculate Systematic Withdrawal Plan - how long your corpus lasts with monthly withdrawals. This tool is completely free to use, requires no signup, and works instantly in your browser. Your data stays private as all calculations happen on your device.
How to use SWP Calculator?
- Enter the required values in the input fields above
- The results will be calculated automatically in real-time
- You can copy or share the results as needed
Why use SabTools.in?
- 100% free — no signup, no limits, no hidden fees
- Lightning fast — runs instantly in your browser
- Privacy first — your data never leaves your device
- Mobile friendly — works on any phone, tablet or computer
- Made for India — Indian number formats, GST, EMI & more
Frequently Asked Questions
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