PPF vs FD Comparison Calculator
Compare PPF and FD returns side by side. See post-tax returns comparison to choose the better investment for you.
Disclaimer
PPF rate: 7.1% (Q4 FY 2025-26). Revised quarterly by GOI. Check nsiindia.gov.in for latest.
About PPF vs FD Comparison Calculator
PPF offers 7.1% tax-free returns while FD rates range from 6.5-7.5% but interest is fully taxable. For someone in the 30% tax bracket, a 7% FD effectively yields only 4.9% post-tax.
PPF has a 15-year lock-in (partial withdrawal from 7th year) while FD offers flexible tenure from 7 days to 10 years. PPF suits long-term goals, FD suits short to medium-term needs.
For retirement planning and children's future, PPF is clearly superior. For short-term goals or emergency funds, FD provides better liquidity. Many investors use both in their portfolio.
How to use PPF vs FD Comparison Calculator?
- Enter the required values in the input fields above
- The results will be calculated automatically in real-time
- Adjust values to compare different scenarios
- Share or bookmark for future reference
Why use SabTools.in?
- 100% free โ no signup, no limits, no hidden fees
- Lightning fast โ runs instantly in your browser
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- Mobile friendly โ works on any phone, tablet or computer
- Made for India โ Indian formats, banks, taxes & more
Also try our full PPF Calculator with all features and options.
Frequently Asked Questions
What is PPF vs FD Comparison Calculator?
PPF vs FD Comparison Calculator is a free online tool on SabTools.in. Compare PPF and FD returns side by side. See post-tax returns comparison to choose the better investment for you. It runs entirely in your browser with no signup required.
Is PPF vs FD Comparison Calculator free?
Yes, this tool is 100% free with no limits. No registration, no hidden charges. Use it as many times as you want.
Is my data safe?
Absolutely. All calculations happen in your browser. No data is sent to any server. Your privacy is fully protected.
Can I use this on mobile?
Yes, this tool works perfectly on mobile phones, tablets and desktop computers. It is fully responsive and optimized for all screen sizes.
How accurate is this calculator?
This calculator uses standard financial formulas and is highly accurate. However, actual results may vary slightly based on specific bank terms, policies and rounding methods.