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Income Tax Calculator with HRA Exemption

Calculate income tax with HRA exemption. Find HRA tax saving for metro and non-metro cities under Section 10(13A).

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๐Ÿ“… Tax Slabs: FY 2025-26 (AY 2026-27)
โ„น๏ธDisclaimer: Tax calculations are based on FY 2025-26 rates as announced in Union Budget 2025. Surcharge and cess (4% health & education cess) are included. For exact tax liability, consult a Chartered Accountant or use the official Income Tax portal at incometax.gov.in.

About Income Tax Calculator with HRA Exemption

HRA exemption under Section 10(13A) is the biggest tax saver for salaried employees living in rented accommodation. It is available only under the old tax regime.

HRA exemption is the minimum of: Actual HRA received, 50% of basic salary (metro) or 40% (non-metro), and Rent paid minus 10% of basic salary.

Metro cities for HRA purposes are Delhi, Mumbai, Chennai and Kolkata. All other cities fall under non-metro category with 40% of basic salary as the limit.

How to use Income Tax Calculator with HRA Exemption?

  1. Enter the required values in the input fields above
  2. The results will be calculated automatically in real-time
  3. Adjust values to compare different scenarios
  4. Share or bookmark for future reference

Why use SabTools.in?

  • 100% free โ€” no signup, no limits, no hidden fees
  • Lightning fast โ€” runs instantly in your browser
  • Privacy first โ€” your data never leaves your device
  • Mobile friendly โ€” works on any phone, tablet or computer
  • Made for India โ€” Indian formats, banks, taxes & more

Also try our full Income Tax Calculator with all features and options.

Frequently Asked Questions

What is Income Tax Calculator with HRA Exemption?

Income Tax Calculator with HRA Exemption is a free online tool on SabTools.in. Calculate income tax with HRA exemption. Find HRA tax saving for metro and non-metro cities under Section 10(13A). It runs entirely in your browser with no signup required.

Is Income Tax Calculator with HRA Exemption free?

Yes, this tool is 100% free with no limits. No registration, no hidden charges. Use it as many times as you want.

Is my data safe?

Absolutely. All calculations happen in your browser. No data is sent to any server. Your privacy is fully protected.

Can I use this on mobile?

Yes, this tool works perfectly on mobile phones, tablets and desktop computers. It is fully responsive and optimized for all screen sizes.

How accurate is this calculator?

This calculator uses standard financial formulas and is highly accurate. However, actual results may vary slightly based on specific bank terms, policies and rounding methods.